Finding the right UK insurance for which to apply is a daunting task. Calling various companies, searching their websites, and ardently comparing fees and policies can take forever, and let's face it: we have better things to do. But short of picking the first one you happen upon, what else is there to be done?

Top 3 Insurance takes the hard work away from you. We select from our vast database of Insurance deals the best one suited to your needs. Using our search tool you can narrow the results down to the Top 3 in your criteria; Then all you need to do is pick the one you like best. No more searching through pages and pages of cards that dont apply...

Please have a look through these FAQ's, and dont forget, if you have any questions at all, contact us and we will get and advisor to answer your query straight away..

Home insurance covers damage from incidents such as natural disasters, fire, theft, and vandalism to your home and normally covers similar problems for secondary buildings like your garage or shed. Home Insurance is also for the contents of your home, ie funds should be made available so you can replace any personal belongings affected by crime, accidents or disaster.

Mortgage lenders usually insist you take out buildings insurance or they won't lend you money. It's also advisable and offers security and peace of mind, your home normally being the major financial investment anyone makes in their life.

These are the most common details required by insurance companies for an online or telephone quotation :

- Details of occupants
- Your postcode
- Details of your present or previous insurer
- The period your property was built
- Details of any alarm fitted to your property
- Details of the type of locks fitted to your doors and windows
- Property type (i.e. terraced, semi-detached, bungalow etc.)
- Details of how many bedrooms your property has
- Whether you are a member of a Neighbourhood Watch Scheme
- Any history of claims
- Details of interested parties such as a joint owner, name or mortgage lender